{"id":142,"date":"2021-11-11T17:25:00","date_gmt":"2021-11-11T17:25:00","guid":{"rendered":"https:\/\/www.luxsmiledental.com\/blog\/?p=142"},"modified":"2022-01-13T17:27:03","modified_gmt":"2022-01-13T17:27:03","slug":"helpful-tips-for-understanding-dental-insurance","status":"publish","type":"post","link":"https:\/\/www.luxsmiledental.com\/blog\/2021\/11\/11\/helpful-tips-for-understanding-dental-insurance\/","title":{"rendered":"Helpful Tips for Understanding Your Dental Insurance Coverage"},"content":{"rendered":"\n<div class=\"wp-block-image\"><figure class=\"alignright size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.luxsmiledental.com\/blog\/wp-content\/uploads\/2022\/01\/AdobeStock_94425459__1642094572_86366.jpg\" alt=\"dental insurance form on table\" class=\"wp-image-143\" width=\"310\" height=\"207\" srcset=\"https:\/\/www.luxsmiledental.com\/blog\/wp-content\/uploads\/2022\/01\/AdobeStock_94425459__1642094572_86366.jpg 800w, https:\/\/www.luxsmiledental.com\/blog\/wp-content\/uploads\/2022\/01\/AdobeStock_94425459__1642094572_86366-300x200.jpg 300w, https:\/\/www.luxsmiledental.com\/blog\/wp-content\/uploads\/2022\/01\/AdobeStock_94425459__1642094572_86366-768x512.jpg 768w\" sizes=\"auto, (max-width: 310px) 100vw, 310px\" \/><\/figure><\/div>\n\n\n\n<p>Since medical insurance and dental insurance are two entirely different things, it\u2019s easy for people to get confused about the differences between them. That means you may not fully understand what your dental plan actually covers. Luckily, a dentist in Carrolton has put together a handy guide to help you understand the basics of your policy. Read along to learn a few helpful tips on how to properly navigate your plan.<\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\">Understand Your Coverage<\/h2>\n\n\n\n<p>Most <a href=\"https:\/\/www.luxsmiledental.com\/dental-insurance.html\">dental insurance<\/a> plans offer what\u2019s described as \u201c100-80-50\u201d coverage. This sequence refers to 100% coverage on preventive care (i.e., checkups and cleanings), 80% for restorative treatments (i.e., fillings and root canals), and 50% for more extensive procedures (i.e., crowns and bridges). Of course, every policy is unique, meaning the exact amount of coverage you\u2019ll receive can vary. If you need help understanding the details of your coverage, don\u2019t hesitate to reach out to your insurance provider or ask your dental team for assistance. &nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u201cOut of Network\u201d Does Not Mean \u201cOut of Coverage\u201d<\/h2>\n\n\n\n<p>In the medical world, there are some instances where \u201cout of network\u201d does in fact mean \u201cout of coverage\u201d. If you choose to receive treatment from a provider that\u2019s not in your network, it could mean that none of the costs will be covered by insurance. However, that\u2019s not the case with dental insurance. There may be little to no difference between what your insurance company will cover for dental providers in and out of network. When you choose an out-of-network dental provider, the percentage of treatment the insurance company covers reduces, but coverage is still available.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Choose Your Provider<\/h2>\n\n\n\n<p>Contrary to popular belief, your insurance company doesn\u2019t dictate which dental provider you should be going to. Since you\u2019re the one receiving treatment, it only makes sense that you should be able to decide who you are going to for care. To make the best possible choice for your needs, make sure you look at the difference in coverage between providers. While weighing your options, keep in mind that you may get what you pay for!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Remember That You Are the Customer<\/h2>\n\n\n\n<p>It\u2019s crucial to remember that you are the customer of your dental insurance company, not the provider! Any company will reimburse the patient much faster than the practice. If you\u2019re in a situation where you have to pay your dental provider in full, your insurance company will reimburse you directly in just a matter of weeks. It\u2019s strongly recommended that you verify your own benefits, but a dental practice will be more than happy to help you figure it out if needed.<\/p>\n\n\n\n<p>Deciphering the fine print and language on your dental insurance can be headache-inducing. However, following the tips outlined above can help you better understand your coverage and take the stress away from receiving the care you need!<\/p>\n\n\n\n<p><strong>About the Practice<\/strong><\/p>\n\n\n\n<p>At LuxSmile Family Dentistry of Carrollton, we offer comprehensive, exceptional, and high-quality dental care that\u2019s unlike anywhere else. Our team will always go the extra mile to ensure every visit is as relaxing and enjoyable as possible. If you need help understanding your dental insurance, we\u2019ve got you covered. Visit our <a href=\"https:\/\/www.luxsmiledental.com\/contact-us.html\">website<\/a> or call <strong>(972) 698-5988<\/strong> to speak to a member of our team.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Since medical insurance and dental insurance are two entirely different things, it\u2019s easy for people to get confused about the differences between them. That means you may not fully understand what your dental plan actually covers. Luckily, a dentist in Carrolton has put together a handy guide to help you understand the basics of your [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-142","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Helpful Tips for Understanding Your Dental Insurance Coverage<\/title>\n<meta name=\"description\" content=\"Dental insurance can be confusing, but it doesn\u2019t have to be! Here are things to keep in mind that can help you understand your coverage.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.luxsmiledental.com\/blog\/2021\/11\/11\/helpful-tips-for-understanding-dental-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Helpful Tips for Understanding Your Dental Insurance Coverage\" \/>\n<meta property=\"og:description\" content=\"Dental insurance can be confusing, but it doesn\u2019t have to be! 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