Did you know your smile needs more than just your toothbrush and floss to stay healthy? The American Dental Association also recommends you see your dentist at least twice a year for a cleaning and checkup. Now, it’s easier than ever to get affordable care because you have dental insurance. As your Cigna dentist in Carrollton, Dr. Ton works with your insurance carrier to reduce the amount you need to pay out-of-pocket. You’ll get the healthy smile you deserve without breaking the bank.
Cigna is a leader in the nation for comprehensive dental care for individuals and families. By paying your monthly premium, you have access to a variety of cost-savings benefits to keep your teeth and gums healthy for reduced rates. Although every policy differs, most plans include:
Most dental insurance plans cover 1-2 preventive appointments per year. You can get the cleanings and checkups you need for minimal out-of-pocket cost. If a problem arises, Cigna is there for you. You’re given a yearly allowance to use toward restorative treatments after paying your annual deductible.
To make the most of your coverage, Cigna recommends you visit an in-network dentist because they have pre-negotiated rates to lower the amount you need to pay. Dr. Ton is proud to be in-network with Cigna; however, she also works with out-of-network patients. You have the freedom to visit any dentist who accepts your coverage, but you’ll need to pay the difference between your insurance’s allowable amounts and the dentist’s fees.
Dental insurance can be confusing, but you won’t have to go at it alone. Our office manager is here to help you. Chrissy strives to help our patients achieve healthy smiles using affordable options. She will work on your behalf with Cigna to file the necessary claims and paperwork to reduce the amount you need to pay out-of-pocket. She’ll explain how your benefits are being used and if you owe a remaining balance. Chrissy will take the time to discuss your payment options for any amount not covered by your insurance, such as using third-party financing with CareCredit.
Your smile can last for a lifetime with the right care over the years. Invest in healthy teeth and gums without worrying about any financial burden. We’ll find the solutions you need to achieve your oral health goals while staying within your budget. Contact our office today to schedule an appointment.